Civil service

Government servant salary

Basic pay, the allowances you believe are taxable, and a pensionable scheme that does not deduct employee EPF or employee KWAP.

Civil service

Estimate

Estimate only. Type the basic salary from the slip. This page does not look up an SSPA grade. Pensionable officers are not charged employee EPF here. KWAP at 17.5% is an employer cost, not a deduction from the officer.

A government servant's payslip does not follow the private-sector stack of employee EPF, SOCSO, and EIS. For a permanent pensionable officer, the retirement scheme is not an 11 percent deduction. KWAP's published contribution notes, and section 8(1) of the relevant statutory scheme, put 17.5 percent of monthly basic salary on the employer. That money is an employer cost. Deducting 17.5 percent from the officer's net pay would invent a deduction the slip does not make. This page shows it beside the result and does not subtract it.

The load button is basic RM3,000 plus RM200 that you are treating as taxable, pensionable, single, age 30, no children. Annual income is RM38,400. Personal relief RM9,000 leaves chargeable income of RM29,400. Tax on that is nothing on the first RM5,000, 1 percent of the next RM15,000 (RM150), and 3 percent of the remaining RM9,400 (RM282), so RM432. Chargeable income is not over RM35,000, so the RM400 resident rebate applies and annual tax is RM32. Monthly PCB is RM2.67. Take-home is RM3,200 minus RM2.67, which is RM3,197.33. Employer KWAP is 3,000 × 0.175 = RM525.00, and it stays off the take-home line.

Clear the allowances and the same basic gives chargeable income of RM27,000. Tax before the rebate is RM360, the rebate wipes it, and PCB is zero. That is why the allowance box matters. Many public-sector allowances are exempt or only partly taxable, and this page does not hold the benefits-in-kind list. Type only the amount you believe is taxable. A loan repayment, zakat, or a cooperative deduction on the slip is not in the estimate either. If the number on the slip is lower, one of those is usually why.

SOCSO and EIS are not deducted here. The employee rate for public-sector coverage was not confirmed from a single payslip rule that this file can stand behind, so the page does not invent a ringgit. If your slip shows those lines, use the figures on the slip rather than this estimate. If the slip shows KWSP, you are not in the pensionable option: choose the EPF scheme, which runs the private-sector Third Schedule on basic salary only and still estimates PCB on basic plus the allowances you typed, or move to the net salary page when the wage is the private-sector wage.

SSPA grade and step are not calculated. A wrong step would look more precise than a basic salary you typed from the slip. Type the basic. The day and hour page and the overtime page follow the Employment Act, which is a different statute from the civil-service circulars. Do not feed a pensionable basic into those pages and call the result a government OT rate.

Questions people actually ask

Do I deduct 17.5 percent KWAP from my salary?

No. For a permanent pensionable officer that 17.5 percent is the employer's contribution under the statutory scheme. It is shown as an employer cost. It is not an employee payslip deduction on this page.

What is the RM3,000 example?

Basic RM3,000 plus RM200 of allowances you have marked as taxable, pensionable, single, age 30. Annual income RM38,400. After the RM9,000 self relief, chargeable income is RM29,400. Tax is RM432 before the RM400 rebate, so annual tax is RM32 and monthly PCB is RM2.67. Take-home is RM3,197.33. Employer KWAP on the basic is RM525.00.

What if the allowances are not taxable?

Type zero. With basic RM3,000 and no taxable allowance, chargeable income is RM27,000, the rebate wipes the tax, and PCB is zero. Many public allowances are exempt or only partly taxable. This page does not hold that list.

My slip shows KWSP. Which option do I use?

Choose the EPF scheme, which runs the private-sector Third Schedule on basic salary only, or use the net salary page if SOCSO and EIS are also on the slip. Pensionable is the option with no employee EPF.

Does this know my SSPA grade?

No. Type the basic salary from the slip. Grade and step tables are not built in, because a wrong step would look more official than a typed number.

More free tools

Study

CGPA Calculator

GPA and CGPA for UM, UKM, UPM, UTM, USM, UiTM, UTHM by mark, UUM, UMT, polytechnic, matriculation, and STPM, plus an SPM grade count.

/cgpa-calculator

Money

Loan Calculator

Monthly-rest loan payment and an amortization table. A Malaysian home-loan page explains how this differs from daily rest and from the flat-rate car loan.

/loan-calculator

Games

Minecraft Circle Generator

Block circles, including stairs and slabs, numbered outlines, and thick walls, plus ellipses, spheres, and domes, with a PNG export.

/minecraft-circle-generator

Language

Jawi Text Generator

Preview Jawi in freely licensed Arabic fonts, copy it, or download a PNG.

/jawi-converter

Utilities

Keyboard Tester

Test a full, 60 percent, laptop, or Mac keyboard in the browser, including which keys arrive and how many can be held at once.

/keyboard-tester

Games

Bingo Card Generator

Print US 1–75 bingo cards, UK 1–90 tickets, word cards, and picture cards that stay on your device.

/bingo-card-generator

Health

BMI Calculator

Adult BMI with the WHO chart and the lower Asian / Malaysian screening cut-offs, in the browser.

/bmi-calculator

Music

Metronome

Online metronome with lookahead scheduling, accented beats, and tap tempo. Sound stays in the tab.

/metronome

PDF

Merge PDF

Merge PDF files in order, in the browser. No upload, and passworded files are not unlocked.

/merge-pdf

PDF

JPG to PDF

Turn JPG and PNG images into a PDF, one picture per page, without uploading them.

/jpg-to-pdf

Converters

Unit Converter

Convert length, mass, and temperature, including centimetres to inches and kilograms to pounds.

/unit-converter

Games

Spin the Wheel

Spin a wheel of names, pick a random name, or flip a yes or no wheel. The list stays in the tab.

/spin-the-wheel

Utilities

QR Code Generator

Make a QR code from text or a link and download PNG or SVG. No signup, no expiry, no redirect.

/qr-code-generator

Utilities

Fancy Text Generator

Copy Unicode styles for a caption or bio. These are characters, not a font you install.

/fancy-text-generator

PDF

Compress PDF

Reduce PDF size in the browser by redrawing pages as JPEGs. A size target is a best effort, and text stops being selectable.

/compress-pdf

Converters

File Converter

Convert a file in the browser: images, PDF pages, spreadsheets, and plain documents. Audio and video are not converted.

/file-converter

Image

Image Compressor

Compress a JPG, PNG, or WEBP in the browser, with a quality slider or a kilobyte target, a before-and-after preview, and optional EXIF removal.

/compress-image